Equine Insurance: Charles Short Insurance Says New Law Is Good News for Horse Lovers with Texas General Liability Insurance

The local insurance specialists, at Charles Short Insurance, discuss new law's affect on insurance coverage.

Lubbock, Texas (PRWEB) October 02, 2011

The team at Charles Short Insurance knows that Texans love their animals, but sometimes, the risks associated with these four-legged friends can deter people from running a business that involves them. Individuals who take on this challenge often choose to purchase Texas general liability insurance in order to protect themselves if an accident occurs on their farm, in their barn or as a result of one of their animals. While this is not a replacement for Texas business insurance, it does provide the added coverage that business owners who require their workers and clients to spend time around unpredictable animals need.

State legislature recently passed the Texas Farm Animal Limitation of Liability Act, which is good news for business owners who operate horse barns and conduct lessons. The agents at Charles Short Insurance have seen a number of well-intentioned clients go through legal problems due to accidents that occur when an employee or rider falls off of a horse or hurts themselves on some type of barn equipment.

The new law aims to protect barn operators and other industry professional from claims of equine-related injuries, and requires that business owners post signs around their property outlining the regulations. The markers will draw attention to the inherent risks involved with equestrian activities.

However, Charles Short Insurance wants to highlight the fact that the new law does not give business owners immunity from any type of liability. For example, they will still need adequate Texas property insurance. For people who have questions about whether or not they need general liability insurance, Texas-based agents at Charles Short Insurance can provide expert advice and answers.
About Charles Short Insurance:

Ellen Whitaker

Located in Lubbock, Texas, Charles Short Insurance has been Texas' leading local and statewide insurance agency; dedicated to serving the diverse Texas insurance needs of area individuals, families, and businesses since 1973. Since the agency's beginning almost 40 years ago, Charles Short Insurance has evolved to serve not only the local area, but the entire state of Texas. By utilizing some of the country's finest insurance companies, Charles Short Insurance ensures its clients get the best Texas insurance policies available at the most affordable rates.

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